Joana's Advice Center

 

In a world ruled by money, who could possibly be not familiar with credit cards? Assuming you are rich enough and have tons of money, you do not have to carry all the cash with you. That's exactly what credit cards are for, to lessen the burden of bringing that too much cash. So if you think you could handle the responsibilities of handling a credit card, why not make one yourself with the help of this site, to assist with the processing of your card.

If you were ask to describe a credit card, assuming you have seen and are familiar with, I'm pretty sure you would answer it's a card with the name of the owner scribbled on it and with some numbers. But what exactly do those numbers signify? Allow me to walk you through it.

The first digits are the Major Industry Identifier. It somehow designates the category of the industry which issued the card.

1 and 2 are Airlines

3 is Travel and Entertainment

4 and 5 are Banking and Finance

6 is Merchandizing and Bank

7 is Petroleum

8 is for Telecommunications

9 is for National Assignment

 

The first six digits are the Issuer Identification Number or IIN. It identifies the institution that issued the card.

The 7th and following digits, not to include the final digit, are the user's account number. 

Now the final digit is the checksum or the check digit. It is used to validate the credit card.

 

 

 

Image credits:

prepaidvirtualcreditcards.com

askwiki.blogspot.com

The internet has evolved into one massive "book" with almost an unlimited number of pages. Each day, almost thousands of brand new websites are created. People are drawn to specific websites everyday, websites that are so popular and important that their lives revolve around these sites and are considered a part of their daily routine.

Some even make a living with these websites! With your business ideas and the best website design service to help you, $$ will surely be easy to make. The following are the 3 most visited websites, more often than this site, attracting  millions of unique visitors everyday.

 

1. Google

 

There is no denying the fact that the big G is on top. With it's numerous resources and utilities like Google Maps, GMail, Google Calendar,  Google surely wins the competition. Google is a powerful tool for people who use the internet. From smart phone platforms like Android to the overused Google Search, Google exceptionally dominates all other competition.

 

2. Facebook

Facebook is a social network giant that connects people. Millions of people visit the site to share information, personal updates and of course, to socialize. A lot of people interact on Facebook, share likes and interests, post stuff about themselves and things that they find amusing, and current trends in the community and society. Another reason why people are drawn to the site, as per Zuckerberg's line, "It's free and always will be."

 

3. Youtube

Youtube is the biggest source of online videos. It is an interactive website in which users can upload their videos and then allows them to share it thru different social media and websites. Youtube is an online community in which people share their ideas and comments about a specific video, may it be music, personal, film or anything that is of the current trend.

 

Image source:

inquirer.net

mashable.com

shebytes.com

You may or may not be aware but trees play an important part in our lives. From papers to furnitures and oil to fruits, all of these are the products from trees. I doubt that there is a single tree in the world without any use.

Trees come in many forms and sizes. One can be as small as a plant ang bigger than a fifty storey building. Here are some of the most amazing trees you can ever find in the world:

 

1. Giant Sequoia

 

2. Bonsai Tree

 

3. Basket Tree

 

4. Tule Tree

 

5. Baobab Tree

 

Despite their significant purpose in the world, people tend to abuse what nature has brought to us. Illegal logging and cutting of trees are rampant nowadays due to industrialization. People should care for trees.

If you are living near Alberta and a tree needs to be cut in your area, you can visit this site.

 

Image credits:

neatorama.com

bonsaiexpress.wordpress.com

dreamstime.com

Population in Canada is becoming bigger and bigger due to immigrants from all over the world and from babies being born day-by-day. 

In direct proportion to its population is the amount of waste being thrown each person daily. It is a massive number of garbage.

However, dumpsters all over Canada are limited. Dumpsters are large steel waste receptacle designed to be emptied into garbage trucks.

This is where you put your garbage straight from your home or from other establishments.

Be responsible Citizens of Canada. Throw you garbage properly at the dumpsters and then the truck will collect it. If you don't have dumpsters, you can click here to rent some with an affordable price.

 

Image Sources:

• leaderpost.com
• wagingnonviolence.org
• gigabiting.com
• s1.reutersmedia.net

In the year 2011, many astonishing movies were being produced by excellent producers such as the ones on this site, that made it on top of the most watched. A lot of movie enthusiasts preferred action, drama, horror, and sci-fi. The whole movie industry was quite satisfied with the achievements and the outcomes of the movies they made that made it on top of the charts.

 

Here's the list of the top 10 most popular movies in the year 2011:

 

1. The Cabin In The Woods

A really creepy horror movie about friends discovering the mystery about a cabin in the woods.

 

2. Haywire

An action filled story about a soldier seeking for vengeance.

 

3. Thor

A fiction movie that is packed with action and awesome special effects.

 

 

4. Captain America: The First Avenger

This action movie tells about a normal guy turned superhero.

 

5. Mission: Impossible - Ghost Protocol

Probably one of the most awaited action movie of the year.

 

6. The Grey

A creepy story about a skillful huntsman being haunted by vicious pack of wolves.

 

7. Sherlock Holmes: A Game Of Shadows

The brilliant Sherlock Holmes together with his sidekick unlock together the greatest mystery of their time.

 

8. The Girl With The Dragon Tattoo

A journey of a man with his search for a woman missing for almost forty years.

 

9. The Intouchables

An amazing story about a man surviving an accident and his recovery with the help of a new caretaker.

 

10. Intruders

A story about two children having a faceless mysterious stalker.

 

 

Image credits:

imdb.com

Everyone has been told to cheer up because "it takes more muscles to frown than it does to smile". Whether this is really a good reason to smile is questionable, but what's even more interesting is that its not necessarily true. 

Does it take more muscles to frown or smile?

The fact is: no one knows! Snopes.com points out that the reason scientists can't really say whether it takes more muscles to frown or smile is because it's difficult so say what muscles are being worked to produces a smile or frown.

They also point out that determining the number of muscles that it takes to frown or smile doesn't actually tell us which expression requirese more exertion. They point out that it's more difficult to push one car than 5 tricycles, and in the same way, moving one large muscle to smile might take more energy than 10 small muscles to frown.

Why smile?

1. It makes you happier

It has been proven that smiling when you aren't happy will actually help you feel happier for no real reason.

2. It makes others happier

Smiling has also been proven to be contagious, so if you smile, it will make other people smile (whether they want to or not).

So smiling doesn't necessarily take less energy than frowning, but that doesn't mean it's not a good idea. It will make you happier (and maybe that gives you more energy), and it will make the people around you happier. But still some people are nervous about their smiles and are hesitant to smile in public. If this is the case, check out some of the links below:

• How to smile
• Fun smiling facts from infobarrel.com 
• Improve your smile with help from an orthodontist in Schertz

Image credit: eewei.com

A stalagmite forms when a mineral mixture with water drips on to a cave floor. These structures grow very slowly but can get to be up to 60 metres high, and can be very thick. I've collected the most amazing pictures of stalagmites that I can find, and I'm sure you'll see how impressively large they can get.

Check out the top 5 stalagmites:

5. The Witch's Finger, Carlsbad Cave

4.  Grotto Rose in Darglian

3. White Giant

2. Bear Cave

1. Candle lit cave in Northern Europe

This last stalagmite is actually made of ice, but the way it formed is the same. These stalagmites really show off the amazing power of water! It's no wonder a continuous flow of water can also cause such damage. If if does cause damage to your property, you should fix the problem and get it repaired.

Learn more below:

• Learn to recognize water damage
• Water damage repair in Kitchener
• What water damage is

 

Have you ever used one of these golf simulators? I've never used one, but from what I can tell, it seems to work fairly well. The good thing about the simulators is that they seem to be built pretty safely, so you don't get a rebounding ball that knocks you in the head. 

Look what happens if you try to make your own indoor golf:

 

But is indoor golf really comparable to outdour golf? Here are some major drawbacks:

1. No fresh air.

Part of golfing is getting outside and having fun. Staying in a room doesn't quite cut it.

2. Unrealistic terrain.

If you are stuck in some thick grass or in the sand, your floor doesn't match the feeling of the real terrain.

3. Wind.

Even if the wind is simulated with your shot, you can't actually feel the wind when you take your shot, making it harder to estimate which direction to shoot.

4. It's not 3D.

I've never heard of a simulator that uses a giant 3d screen, so it's actually harder to judge distance. Maybe 3D golf simulator screens are the next big thing.

5. Simulators are expensive.

Compared to a lifetime of golf matches, the indoor simulator is still pretty expensive. It can cost upwards of $15 000, then there is installation. Also, you have to have a pretty big room to install it in.

Do you agree that golf simulators have some pretty big drawbacks? I think they work pretty impressively, but they sure aren't the real thing. Let me know your thoughts in the comments. If you want to learn more about real golf, check out:

• Introduction to Golf
• Beginner Golf Instructions
• Real Golf Courses in Alberta

 

I found some pictures of animals that are unbelievably wrinkly. Some are wrinkly because they are young, others because they are supposed to be wrinkly, and one has a medical condition that makes it look wrinkly. Unfortunately, unlike humans, these animals can't just go to Austin, TX for Botox treatment. At least if they're wrinkly they'll always be cute!

Here are the 5 wrinkliest animals on the internet!

5. Wrinkly furless kittens

 

4. Wrinkly Shar Pei Puppies

 

3. Wrinkly old looking Tapir

 

2. Big-wrinkled running hound dogs

 

1. Mysteriously hairless wrinkled bear

 

Nobody knows what made this bear lose its hair, but it's surprising how wrinkly it is. You never would have guessed what a bear looks like hairless. I hope you enjoyed these extremely wrinkled animals. Let me know in the comments if I missed any more good ones!

 

Image Sources: zooborns.com, dailypets.co.uk, cheezdailysquee.files.wordpress.com, cheezdailysquee.files.wordpress.com, tinypic.com. 

 

 

Retire-At-Home Services implements new Call Routing System for Franchisees and Clients Ottawa, Ontario – February 27, 2012 - Building on its strategic goal of expanding its premium home care services, Canadian-based Retire-At-Home Services, a leading home health care provider and franchisor, proudly announces its new toll free line, 1-800-HOMECARE. “Retire-At-Home™ has purchased the Canadian license for 1-800-HOMECARE”, announces Jonathan Martin, Vice President of Franchise Development. “This number is a great tool for all our stakeholders including our clients, family members, community partners, and our franchisees.” “This is not a call-centre.” Mr. Martin continues. ... Read full post here